AffordAssist. Buy today, defer and pay the deposit without interest over time

 

Pre-qualification Form

 

AffordAssist helps with the home buyer deposit. It is an innovative deferred deposit solution that makes it possible to buy with an initial part-deposit, and to defer and pay the balance of the deposit without interest.

 

 

Our eligibility process

  1. Your eligibility to secure a home loan is based on your (and if applicable that of your co-purchaser) compliance with the chosen lender’s usual criteria, including annual income and outgoings including payments under the Deferred Deposit Agreement;
  2. AffordAssist collates the information including the Pre-qualification form and determines whether you are eligible for the AffordAssist program; and
  3. It is essential you work with professionals who understand the AffordAssist process and Deferred Deposit Agreement (DDA) to ensure your successful property purchase. Approved professionals includes: lenders, mortgage advisers, developers, property consultants and agents.

The purpose of this form is to gain an initial understanding of your financial circumstances (and if applicable that of your co-purchaser) and to determine in the first-instance whether you are eligible to be referred on to an AffordAssist approved mortgage adviser. That being the case, the AffordAssist approved mortgage advisers will then be able to provide you with personalised and timely service.

 

The DDA payments are without interest. AffordAssist is paid by the vendor of the property. There are Third Party Bank and Statutory fees payable by you at the start and the end of the DDA.  These will not change unless the Third Party changes the fees.

 

 

Part 1 – About you

If applicable

Part 2 - Capacity to borrow

a) Source of deposit funds?
NZD
NZD
NZD
NZD
NZD
Example; medical, nurse, legal, accountant, engineer, trade or own business, etc
NZD
NZD
Family members under the age of 18
Please list all applicable to you and that of your co-purchaser

Part 3 - Property

Or estimate your property budget
NZD
Example, beds x bath x car | 2x2x1
DD
/
MM
/
YYYY

Part 4 - Referred by

Please note: This form is for enquiry only. It is not an application or offer of credit.

Thank you. The completed form will be sent to admin@AffordAssist.co.nz  

We will be in contact with you to discuss your enquiry.

Part 6 - AffordAssist use only

1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20